I am an out-of-network provider. If you have out-of-network benefits, my billing service will prepare “superbills” (statements for insurance reimbursement that include all necessary information on them) and will send them to you via e-mail every month. You can submit these superbills to your insurance company, and the insurance company will send you payments. Patients are responsible for the full session fee at the time of session.

I would be happy to guide you through the process of checking your out-of-network benefits with my practice during our initial consultation.

You can also contact your insurance company directly. In order to find out more about your mental health benefits, call the number on the back of your insurance card and ask the following questions to the customer service representative:

1. Do I have out-of-network benefits for mental health? If NO, you are responsible for the full session fee. If YES, go on to ask the questions that follow.

2. What is my deductible for out-of-network mental health services? 

3. How much of this amount have I met so far for this year?

4. What is the percentage covered per therapy session?

If you are asked for a CPT code, you can use 90834 (individual psychotherapy) as an example. I hope this section is helpful for answering your insurance related questions. Please do not hesitate to contact me with any specific questions you might have on this subject.